The problem
The retention problem nobody builds for
Most credit repair marketing is about getting enrolments. The firms that make money are the ones whose clients stay past month three, and almost nothing in the average stack is aimed at that.
Core snapshot9 componentsDelivered within 24 hours
Consultations, retention and reactivation for credit repair clients
Credit repair firms and financial-coaching practices
Books the credit consultation, keeps clients through the quiet middle months, and reworks the enquiries that never signed up.
- Answers enquiries out of hours
- Books the credit consultation
- Keeps clients past month two
- Reworks unconverted enquiries
Get this snapshot
$900
One-off · unlimited installs
Contents
- Components
- 9
- Automations
- 15
- Flow stages
- 5
- Website pages
- 6
- Reply channels
- 5
- Reminder touches
- 3
Everything above imports into a fresh sub-account in minutes. Contacts, domains, numbers and payment processors stay yours to configure — see the14-point import checklist.Delivered within 24 hours of purchase confirmation. 14 hours of dedicated installation support, to be used within 15 days of purchase.
Why this build is shaped the way it is
What is actually in the box, counted
No conversion claims. What a snapshot produces depends on the client, the offer and the ad spend behind it — so here is what you are buying instead, straight from the build.
The build
What you must not let the copy say
Nothing in this system should promise a score improvement, a deletion, a timescale for a result, or any outcome at all. The templates are written to avoid it, and you should keep them that way when you rebrand.
The rebrand
Install, rebrand and price
Delivered within 24 hours of purchase confirmation, with 14 hours of dedicated installation support to be used within 15 days of purchase. The support hours usually go on the disclosure wording, the consultation script and mapping the retention sequence to the firm's actual dispute cycle.
Included · exactly nine
The nine components, written for Credit repair firms and financial-coaching practices
Every snapshot in the catalogue contains these nine and nothing else. The wording below is written for this vertical; the parts are identical across the range, which is what makes them predictable to resell.
Lead Capture & First Contact
AI Receptionist
Answers enquiries at the late hours people search after a decline, qualifies the situation and goal, and books the credit consultation.
- Talks, rather than reads a phone tree
- Books while they are still on the line
- Follows the caller into Spanish
AI Chatbot
Answers cost, timescale and process questions on the site, by SMS and on social, then books the consultation without a long form.
- Five inboxes, one brain
- Separates a buyer from a browser
- Serves existing customers too
Professional Website
Programme and pricing pages, an education section, a consultation booking calendar and enquiry forms with the disclosure wording your client approves.
- Copy written before you arrive
- Structured for local search
- Compliant forms, live calendars
Intelligent Lead Nurture
AI Outbound Caller
Calls missed consultations within the hour, follows up enrolments left half-finished, and rings clients whose payment has failed.
- Chases a no-show the same hour
- Reopens leads nobody followed up
- Leaves a voicemail worth returning
Booking & No-Show Prevention
Smart Appointment System
Confirms the consultation, reminds at 24 hours, one hour and 15 minutes, and reoffers a time immediately when somebody misses their slot.
- Confirmed in seconds, not overnight
- Three reminders, then the door
- Aims at 70% of misses rebooked
Reviews & Social Proof
Review Harvesting
Requests a review at the milestone the client agrees is a good outcome, rather than at sign-up, so the feedback reflects finished work.
- Fires on completion, not on a Monday
- Straight through to Google or Facebook
- Asks twice, then leaves them alone
Review Automation
Keeps requests flowing across Google and Facebook with follow-ups and a second channel, so the profile grows steadily rather than in bursts.
- A rhythm, not a one-off push
- Whichever channel that customer answers
- Targets 5–10 reviews a month
Lifetime Nurture & Retention
Database Reactivation
Works enquiries that never enrolled and clients who left the programme, with AI calls six months on when circumstances have usually changed.
- Six quiet months is the trigger
- AI works the segment, not a temp
- A reason to come back, attached
Lifetime Nurture Campaigns
Progress updates through the slow middle months, education on what happens next, and a referral programme for clients who finish the programme.
- Seasonal, not sporadic
- Timed to the trade’s own calendar
- Referrals that ask themselves
The problem you are being paid to solve
What this vertical is losing right now
Enquiries arrive at midnight
Someone has just been declined for a car loan and is searching at eleven at night. That is when the enquiry comes in, and a voicemail box catches it. By morning the urgency, and the caller, have moved on.
Consultations nobody attends
The free credit consultation is booked for Thursday. Half the diary does not show, because the person who booked it was embarrassed, distracted or simply forgot after one confirmation email.
The month-three cancellation
Disputes are in flight and the client sees nothing dramatic on their report yet. Silence reads as inaction, so they cancel the monthly fee just before the work begins to land.
Unconverted enquiries pile up
Hundreds of people asked about the programme, hesitated over the monthly cost and were never contacted again. Their situation changed months ago and nobody went back to ask.
What the build changes
The outcome, and the part that delivers it
Late-night enquiries captured
The line is answered at the hour people actually search, the caller is qualified on their situation and goal, and the consultation is booked before the moment passes.
ai-receptionist
Consultations that happen
Confirmation plus reminders at 24 hours, one hour and 15 minutes, with automatic recovery inside the hour when someone misses. The system targets 70% no-show recovery.
smart-appointments
Clients held through the quiet months
Scheduled progress touches, education on what a dispute round involves and what to expect next, so silence never gets mistaken for nothing happening.
lifetime-nurture
Cold enquiries worked again
AI calls run through everyone who enquired and never enrolled, six months on, when their circumstances and their urgency have usually changed.
database-reactivation
Questions answered instantly
The cost, timescale and process questions that stop people signing up get answered on the site and by SMS at once, rather than becoming a call nobody makes.
ai-chatbot
Fit
The client this suits, and the one it does not
Sell it to
- Credit repair firms running a monthly programme with 50 to 800 active clients and one or two people handling intake
- Offices taking 40 or more enquiries a month from paid ads or referral partners and losing most of them to slow contact
- Agencies with more than one credit or financial services client who want a rebrandable system rather than a bespoke build
Do not sell it to
- Anyone expecting the system to make score or outcome promises - it books, reminds and communicates, and it should never imply a guaranteed result
- Firms that need dispute processing, bureau letter generation or report imports; this is the front end and the retention layer, not the dispute engine
Losing the sale here is cheaper than losing the retainer in month three.
The arithmetic
Worked examples, with the assumptions in view
Nothing below is a result from a customer. They are scenarios, and the inputs are printed so you can put your client's real numbers in and see whether it still stands up.
Hours returned to the client
Say the firm takes 50 enquiries a month, misses 20 out of hours, books 30 consultations, and holds 200 active clients.
- Out-of-hours enquiries answered instead of returned: 20 x 7 min = 2.3 hrs a month
- Consultation reminders handled automatically: 30 x 5 min = 2.5 hrs a month
- Monthly progress touches sent by campaign: 200 clients x 2 min = 6.7 hrs a month
- Dormant enquiry outreach run by AI calls: 300 x 3 min = 15 hrs a month
about 26 hours a month back from intake and support staff
When it pays for itself
Take a monthly programme fee of $120 with an average client staying six months, so a signed client is worth about $720.
- Two extra consultations attended a month, converting at one in three = about $480 a month in new programme value
- Three clients a month held past the point they would have cancelled = roughly $1,080 in fees that would have been lost
- Snapshot cost $900, once, before your own setup and retainer
On these assumptions the snapshot is covered inside the first month or two of a single client account, and the retention half keeps paying every month after.
Your resale ledger
You pay $900 once, and you set the price your client sees. The three columns are common shapes for that quote, not figures we have measured — pick the one that matches your market and read the margin off the row.
| Scenario | Your cost | Set-up you quote | Monthly retainer you charge | Year one margin |
|---|---|---|---|---|
| Conservative | $900 | $1,800 | $500 | $6,900 |
| Typical | $900 | $2,700 | $900 | $12,600 |
| Premium | $900 | $4,050 | $1,500 | $21,150 |
Year one margin = set-up + twelve months of retainer − what you paid us. It ignores your own delivery time, ad spend and platform costs, because those are yours and we cannot know them. The margin calculator on the pricing page takes your real numbers.
End-to-end automation
How the complete system works
Lead capture through to lifetime retention. Five stages, fifteen moving parts, none of them waiting on someone to remember.
Lead Capture & First Contact
Every door a customer can knock on, answered in seconds and pointed at the right place — all of it wearing your client’s name, none of it wearing ours.
The phone
- Answered at any hour, in a voice nobody hangs up on
- Establishes what the job is before it books anything
- Writes into the calendar there and then, no callback
- Switches languages when the caller does
- Puts a live buyer through to a human on the spot
Answers as themBooks on the callNever a voicemail
Chat, texts and the social inboxes
- Replies on SMS, email, Facebook and Instagram without the wait
- Site chat that asks the qualifying questions first
- Records what they want and when they want it
- Steps aside the second someone asks for a person
- Drops the contact into the follow-up sequence
Five channelsNo waitPre-qualified
Forms and paid traffic
- A submission starts the ten-day sequence immediately
- Email, then a text, then a call — in that order
- Routed by what they actually asked for
- Every lead arrives carrying the source it came from
- Hands a warm one straight into a consultation
GoogleMetaTikTok
Intelligent Lead Nurture
Ten days of follow-up that happens whether or not the front desk had a bad week, three channels deep, all of it signed by your client.
Days 1–3 · email
- The welcome and the offer, in their branding
- What the business does, already written
- Evidence that other people chose them
- One decision to make: book, or call
Days 4–7 · text
- An offer that has an end date on it
- A short line of proof, not a paragraph
- A booking link that takes one tap
- Persistent without becoming a nuisance
Days 8–10 · call
- A friendly reason to pick the thread back up
- Answers the objection they were sitting on
- Books it there and then if they are ready
- Leaves something useful when nobody picks up
Booking & No-Show Prevention
Confirmed in seconds, remembered three times on the way in, and chased back inside the hour on the days it still slips.
The confirmation
- A text with the details, immediately
- An invite that lands in Google or Outlook
- An email for the people who keep those
- Anything the business needs to know beforehand
The reminders
- A day out, by text and by email
- An hour out — "we are on our way"
- Fifteen minutes out, the last nudge
- Move it without phoning anyone
The rescue
- A call inside sixty minutes of a miss
- Finds out what actually happened
- Puts them back on the calendar on that call
Runs itself70% recovery target
Reviews & Social Proof
Reviews stop depending on whoever remembered to ask and start arriving on a schedule — which is the part your client will notice first.
The ask
- A satisfaction check two hours after the work
- Happy customers get the link straight away
- Unhappy ones reach a human, not a review box
- Tuned to a target of five to ten a month
The replies
- Positive reviews answered without prompting
- Thanks that reads like a person wrote it
- Complaints handled with care, not a template
- Anything serious escalated to the owner
The proof
- Fresh quotes published back onto the site
- Trust signals where the decision gets made
- Feeds the local ranking the ads are fighting for
Lifetime Nurture & Retention
The stage almost nobody builds, and the reason a retainer renews without a conversation about whether it is working.
Staying in touch
- Reminders tied to the season, not the calendar month
- A check-in every quarter that has a point to it
- Birthdays and anniversaries, with something attached
- An annual review worth taking
The support bot
- Answers the same six questions, permanently
- Moves an appointment without a phone call
- Tells them where their job or claim has got to
- Finds the document they have lost
Waking the list
- Six months of silence starts the sequence
- A "we miss you" with an actual offer in it
- A referral ask every month, unprompted
- A tier for the ones who never left
Support scope
Where our work stops and a quote starts
You are reselling this under your own name, so you need to know what you can promise without checking with us. This is that line, written down.
| Area | Covered by the price | Quoted separately, or run by a VA |
|---|---|---|
| The snapshot itself | Import, install, and a working walk-through in the sub-account you nominate. | — |
| Its automations | Every workflow that ships with it, tuned to how your client actually runs. | — |
| More automations | Additional workflows on the same foundations — another reminder, another branch, another tag rule. | — |
| Adjusting what is there | Retiming sequences, adding pipeline stages, rewriting the copy inside them. | — |
| Third-party integrations | — | Connecting the build to a CRM, an EHR, a job-management tool or an accounts package. |
| Third-party API work | — | Anything needing a developer against someone else’s API — a sync, a webhook bridge, a data pull. |
| Custom software development | — | A portal, a calculator, a bespoke dashboard. Software built rather than configured. |
Anything in the right-hand column comes back as a fixed price and a date before work starts, still under your brand. Where the job is repetitive rather than technical we will say so and put a trained VA on it, because that is cheaper for you and it is the truthful answer.
Every snapshot also carries 14 hours of dedicated installation support, to be used within 15 days of purchase.
Four of the nine, expanded
What actually does the work
Late-night enquiries captured
The line is answered at the hour people actually search, the caller is qualified on their situation and goal, and the consultation is booked before the moment passes.
Consultations that happen
Confirmation plus reminders at 24 hours, one hour and 15 minutes, with automatic recovery inside the hour when someone misses. The system targets 70% no-show recovery.
Clients held through the quiet months
Scheduled progress touches, education on what a dispute round involves and what to expect next, so silence never gets mistaken for nothing happening.
Cold enquiries worked again
AI calls run through everyone who enquired and never enrolled, six months on, when their circumstances and their urgency have usually changed.
Add labour
Do not want to install it yourself?
Read first
Before you import anything
Operations · 10 min read
White-Label GHL Fulfilment: How to Price Agency Retainers
Cost-plus pricing caps your agency at the size of your delivery team. Here is the maths behind value-based retainers, with the four numbers that decide whether a retainer survives month four.
Read the guideSpecifics
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Next step
Ship the credit repair agency white-label snapshot system under your brand.
Buy it and install it yourself, or add a rebrand pass and have a snapshot ID in your own agency inside 72 hours.
No retainer lock-in · 30 days notice · Your client never sees us